Wiltshire Financial

Money Savings Tip #18 Rent vs. buy your home

doug — Thu, 16 May 2013 11:00:44 +0000

– Here is the age old question; rent vs. buy your home. It has been on the minds of Canadians more in recent years. I can tell you as a money savings tip as seen in this article, it can sometimes make sense to rent. What about those that are near retirement or in retirement? It is not just about the dollars and sense but about lifestyle. Recently a friend of mine was displaced from their house due to a small basement fire, mainly smoke issues. They had to move into an apartment for several months while their house was being cleaned up. They enjoyed their time in the apartment. They felt free to come and go as they please. If you are not comfortable with the maintenance and hidden costs of home ownership then read this article!

http://www.theglobeandmail.com/globe-investor/personal-finance/mortgages/would-you-be-better-off-financially-renting-or-buying-a-home/article11952313/

doug — Tue, 14 May 2013 12:11:30 +0000

Money Savings Tip #17 – Buying a home is an important investment. It is tricky to not “fall in love” with a potential property. You must try to be as rational as possible. Finding an undervalued property can have huge savings possibilities. Being a patient consumer for large expenditures will yield great returns! Check out other great money savings tips and other great strategies at our site; http://www.wiltshirefinancial.ca/

Money Savings Tip #16 Tax

doug — Sun, 12 May 2013 12:47:47 +0000

; have you considered certain financial strategies are more tax effective than others? If you question it then seek a second opinion. It’s possible that you could be savings thousands of dollars in future years. Business owners too have some great tax strategies to consider.

Money Savings Tip #15 Where do you get your car serviced?

doug — Tue, 07 May 2013 10:42:17 +0000

Knowing that you are being treated fairly and honestly is important. Perhaps ask friends who they use. Like in most businesses, referrals are very strong! I believe it is the highest compliment in my practice. I have been going to Cheapy Tire, on Windmill Rd, a place that I trust and that do a great job for a fair price. I recommend them!

Money Savings Tip #14 Power a household?

doug — Fri, 03 May 2013 10:48:48 +0000

Do you really know what it costs to power a household? Check out this nifty energy calculator from NS Power. Those long dryer loads add up!

http://www.nspower.ca/en/home/energysavings/Energy_Calculator.aspx

Money Savings Tip #13 Okay to indulge but…

doug — Wed, 01 May 2013 12:14:27 +0000

It is okay to indulge as long as you keep an eye on the horizon. In this article, giving up daily specialty coffees for example doesnt mean you shouldn’t have one once in a while. Little things purchased on a regular basis can add up. Watch them.

http://www.theglobeandmail.com/globe-investor/personal-finance/household-finances/there-is-a-right-way-and-a-wrong-way-to-financially-indulge/article11612156/

Money Savings Tip #12 Invest in yourself! Health and Wellness

doug — Mon, 29 Apr 2013 12:06:49 +0000

Money Savings Tip #12 Invest in yourself! Health and Wellness will make you feel better now offering you more energy and likely save you loads in the future with lower health care costs. Healthy living pays dividends now and in the future. Hear some health and wellness ideas from our guest speaker at the Rewirement seminar at the Wooden Monkey next week, May 8

Money Savings Tip #11 Attend education sessions

doug — Fri, 26 Apr 2013 11:40:12 +0000

Money Savings Tip #11 Occasionally attend education sessions. Our “rewirement” seminar at the Wooden Monkey (Dartmouth location) for example, will help enable you to be more aware of future things like retirement whether it is voluntary or “involuntary.” You will hear ideas from attendees as well. For more information or RSVP, email us or 404-8410

Money Savings Tip#10 when buying a new or used car

doug — Wed, 24 Apr 2013 10:42:47 +0000

Money Savings Tip#10 Pays big time to shop around when buying a new or used car. If you are not comfortable with the exercise find someone to help you even if you have to pay them a little it will be worth it. My friend helped my find one in Montreal two years ago and I have never regretted it!

Money Savings Tip #9 Energy savings

doug — Mon, 22 Apr 2013 12:26:18 +0000

Energy savings is a wonderful long term strategy and of course it is important to our planet! Like the previous tip with Efficiency NS, the following link has good suggestions. http://cnews.canoe.ca/CNEWS/Environment/2013/04/19/20758366-relaxnews.html